Home Insurance
Household cover designed around your property and what you own. We compare buildings, contents, and combined policies from leading UK insurers — helping you choose the right level of protection for your home and lifestyle.
Get a free quoteYour home is likely your most valuable asset, and the contents inside it represent years of accumulated possessions. Home insurance protects both against risks like fire, flooding, theft, storm damage, and accidental damage. We don’t just find you a cheap quote — we make sure you’re properly covered, with realistic sums insured, sensible excesses, and no hidden gaps.
What we cover
Buildings, contents, or both — tailored to your property and possessions.
Buildings insurance
Covers the structure of your home — walls, roof, floors, windows, fitted kitchens and bathrooms, plus permanent fixtures like driveways and fences. Usually required by your mortgage lender.
Contents insurance
Covers everything you’d take with you if you moved — furniture, electronics, clothing, jewellery, and personal belongings. Optional extras can extend cover to items outside the home.
Combined policies
Most homeowners opt for a combined buildings and contents policy for convenience and often better value. We’ll compare both standalone and bundled options.
Common optional extras
Tailor your policy with add-ons that match how you actually live.
Accidental damage
Covers unintentional damage — spilt wine on a carpet, a cracked basin, or a drilled-through pipe.
Personal possessions
Extends contents cover to items you take outside the home — phones, laptops, jewellery, and more.
Legal expenses
Covers legal costs for disputes with neighbours, employers, or personal injury claims up to a set limit.
Home emergency
24/7 access to emergency tradespeople for boiler breakdowns, burst pipes, lock-outs, and electrical failures.
Getting your rebuild value right
Your buildings sum insured should be the rebuild cost — not the market value or purchase price of your home. Rebuilding from scratch typically costs less than the property’s sale value, but getting it wrong (in either direction) can mean you’re underinsured or overpaying. We can help you check using the BCIS calculator or your surveyor’s report.
Choosing the right excess
A higher voluntary excess reduces your premium but means you pay more towards any claim. We’ll help you find the balance — setting an excess high enough to keep costs down, but low enough that you wouldn’t hesitate to claim if you needed to.
Get a home insurance quote
Tell us about your property and cover needs — we’ll do the comparison work and find the right policy for your home.